| Loan | Capacity of lender; amount; period of loan; terms of repayment; how often were loans made; written or other proof of a loan; consideration; any repayment made |
| Gift for Self or Children | Capacity of donor; value of the gift; relationship between donor and recipient; evidence of donor’s intent to make a gift; value of gift; why was gift made (any promises or other inducements) |
| Services Provided | Capacity of the person seeking the services; what were the services; were they needed; how often were services provided; how well performed; were supplies provided; value of services vs. amount paid for them |
| Permission | Capacity of the vulnerable adult; evidence of actual permission; promises or other inducements to get permission; who benefited; how often was permission used; value of items obtained; did vulnerable adult understand what permission was used to do |
| Quid Pro Quo | Capacity of the vulnerable adult; was the marriage reasonable given the relationship between the parties; was the suspect legally able to marry; mutual consideration; any suspect misrepresentations |
| Favor | Capacity of the vulnerable adult; who benefits from the favor; what did vulnerable adult receive in return; is the benefit reasonable; how does it fit prior financial planning and actions of the vulnerable adult; vulnerable adult’s relationship to the business or person |
| Lack of Knowledge | (“But I do not know her PIN”); what is the contrary evidence; access to information; other acts for same goal (e.g., forged her signature to get an ATM card in victim’s name) |
| Legal Authority | Capacity of the vulnerable adult; legal authority in writing; what does the legal authority cover |
| Victim is crazy | Medical opinion of victim’s mental health; statements from friends and family about victim’s behavior prior to and after suspect came into life |
| I’m the real victim | Who is benefiting financially? Evidence of suspect fear or injury? |
| “We’re married/ in a relationship/ in love” “We’re family “She’s like a mother to me therefore, we share resources | Who is benefiting financially? What is true nature of relationship? Does suspect have other relationships or marriage licenses? Does suspect have other income or debts? |
| Purchase made as part of care | Evidence of purchase being used to provide care; is purchase necessary for care? |
